$500,000
Original list price: $525,000
MLS: HD26018056
Beds
4
Baths
2
Sq Ft
1,918
Lot
0.43 ac
Year Built
2004
MLS #
HD26018056
Days on Market
105
Listed
Mar 1, 2026
Description
*Great opportunity to live in one of Apple Valley’s most desired areas!* This 4 bedroom home is turn-key and ready to go. The inside is beautiful and well-lit with vaulted ceilings and modern touches. It has a charming tri-window dining area in the kitchen, new faucet, nice clean countertops, and a plentiful amount of cabinetry. Spacious living rooms and a fireplace provide fantastic places to gather. Outside is pristinely done including a covered patio and backyard with irrigation to mature trees and rock paths. It also has a storage shed! In addition to all of the other amenities, this property also features a bonus sun room—providing extra space for enjoyment. This home has all you need and more, including it’s own laundry room that leads out to your 3 CAR GARAGE. Buyers will get the best of both worlds—living in a highly sought-after neighborhood that has gorgeous curb appeal!
Location
Apple Valley, San Bernardino County, CA 92308
Open on Google Maps ↗Listed by: Sandra Woodruff · Coldwell Banker Envision
Payment estimate
$3,859
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $50,000 · Loan: $450,000
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,850
- Property tax (1.25%)
- $521
- Homeowners insurance
- $300
- Mortgage insurance
- $188
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $17,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Apple Valley, CA 92308 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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