2238 Bermuda Dunes Place
Oxnard, CA, 93036
$1,050,000
Original list price: $1,150,000
MLS: V1-39069
Beds
3
Baths
3
Sq Ft
2,204
Lot
0.10 ac
Year Built
1988
MLS #
V1-39069
Days on Market
18
Listed
Oct 3, 2026
Description
Rare Offering in Island Villas. Set within the coveted gated community of Island Villas at River Ridge Golf Course. Nestled along the scenic Santa Clara River in beautiful Oxnard, California, River Ridge Golf Course offers the perfect blend of exceptional golf and tranquil surroundings. This elegant 3-BR, 3-BR residence offers exceptional comfort, privacy, & resort-style living. Ideally positioned overlooking the 17th fairway, the home enjoys beautiful golf course views & mountain views in one of the community's most desirable settings. Boasting the largest floor plan within the Villas, this home has been meticulously maintained. A beautiful walkway welcomes you through double French Doors and prepare to be pleasantly surprised by double glass interior French Doors that allow your private atrium to act as ''living art.'' Beautiful as a lush tropical garden, it's also a perfect retreat for al fresco dining or relaxing. A thoughtfully designed interior featuring an upgraded kitchen and baths, a versatile atrium, & two fireplaces. The open and inviting layout is ideal for both everyday living & entertaining. The flexible floor plan includes a main-level bedroom & full bath, while two generously sized bedrooms are located upstairs. The spacious primary suite offers a luxurious retreat, highlighted by a 2-sided fireplace shared with the spa-like primary bathroom. Island Villas offers an exceptional collection of amenities, including a pool, spa, tennis & pickleball court. Experience the effortless beauty of Oxnard, where year-round sunshine, expansive coastline, and tranquil beaches create an idyllic coastal escape. Glide across the Pacific on a private kayaking adventure, with opportunities to spot playful dolphins, graceful sea lions, and harbor seals along the way. For surfers, pristine waves offer an inviting opportunity to discover one of Southern California's best-kept coastal secrets. From secluded stretches of sand to sweeping ocean vistas, Oxnard's beaches invite you to slow down and savor the quintessential California lifestyle. Settle into the sand, bask in the sunshine, and let the rhythm of the Pacific set the pace for an unforgettable coastal retreat. Beyond the community enjoy Oxnard's convenient location, with Malibu, Santa Barbara, & Los Angeles all within easy reach. A short drive to The Collection featuring Whole Foods, REI, Yardhouse, Larsen's Steak, Cinemark Cinema, Bowlero, & a wide variety of shops, restaurants and entertainment venue
Location
Oxnard, Ventura County, CA 93036
Open on Google Maps ↗Listed by: Linda Parizo · Coldwell Banker Realty
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$8,540
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $105,000 · Loan: $945,000
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $6,543
- Property tax (1.25%)
- $1,094
- Homeowners insurance
- $300
- Mortgage insurance
- $394
- HOA dues
- $210
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $36,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Oxnard, CA 93036 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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