$385,000
Original list price: $400,000
MLS: HD26073075
Beds
3
Baths
2
Sq Ft
1,182
Lot
0.41 ac
Year Built
1995
MLS #
HD26073075
Days on Market
69
Listed
Apr 6, 2026
Description
REDUCED 5/19 Welcome to this charming and affordable home in the heart of Apple Valley—perfect for first-time buyers, small families, or anyone looking for a great value! Situated on a generous 18,000 sq. ft. lot, this property offers plenty of space to grow, play, and make it your own. Inside, you’ll find a comfortable and functional floor plan with a bright living area, a practical kitchen with ample cabinetry, and nicely sized bedrooms. The layout is ideal for everyday living, with a warm and welcoming feel throughout. The large lot is a standout feature, offering endless possibilities—room for kids and pets to run, space for a garden, potential RV parking, or even future additions. Conveniently located near schools, shopping, and commuter routes, this home combines affordability with a great location. With its price point, lot size, and potential, this is a fantastic opportunity you don’t want to miss—this one is expected to sell fast!
Location
Apple Valley, San Bernardino County, CA 92307
Open on Google Maps ↗Listed by: Barbara Gottuso · Coldwell Banker Home Source
Payment estimate
$3,040
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $38,500 · Loan: $346,500
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,195
- Property tax (1.25%)
- $401
- Homeowners insurance
- $300
- Mortgage insurance
- $144
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $13,475 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Apple Valley, CA 92307 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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