15354 Kiamichi Rd
Apple Valley, CA, 92307
$365,000
MLS: PW26051924
Beds
3
Baths
2
Sq Ft
1,116
Lot
0.11 ac
Year Built
2006
MLS #
PW26051924
Days on Market
34
Listed
Mar 12, 2026
Description
Welcome to 15354 Kiamichi Rd. This property offers the perfect blend of comfort, functionality, and desert living with plenty of room to enjoy both indoor and outdoor spaces. The home features a bright and inviting layout with generous living areas, abundant natural light, and a comfortable flow ideal for everyday living and entertaining. HUGE BONUS: This home qualifies for a $20,000 Grant. No repayment required. Can be used for closing costs or to buy down your rate. Features & Condition: 3 bedrooms, 2 full bathrooms. 2-car attached garage. No HOA. Updated kitchen, Corian countertops, double-pane windows. Solar panels are paid off. Central Air. Neighborhood Insights & Transparency: A property two doors down has burned and is currently being rehabilitated. This has been factored into the pricing. Buyers will want to take note and perform due diligence but this also presents potential upside as the area improves and as the damaged property is addressed. Conveniently located near shopping, dining, and outdoor recreation and new developments making this location desirable for renters and long-term appreciation. ***NOTE: Living room is virtually staged
Location
Apple Valley, San Bernardino County, CA 92307
Open on Google Maps ↗Listed by: Rattana Chev · Keller Williams Pacific Estate
Payment estimate
$2,835
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $36,500 · Loan: $328,500
- Principal & Interest
- $2,018
- Property tax (1.25%)
- $380
- Homeowners insurance
- $300
- Mortgage insurance
- $137
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $12,775 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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