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Under ContractSingleFamilyResidence

225 W Center Street

Ventura, CA, 93001

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$730,000

MLS: SR26130777

Beds

2

Baths

1

Sq Ft

1,000

Lot

0.13 ac

Year Built

1950

MLS #

SR26130777

Days on Market

50

Listed

Jun 15, 2026

Description

Charming Ventura Westside bungalow offering endless potential in one of the city's most sought-after neighborhoods. This 2-bedroom, 1-bath home features approximately 1,000 square feet of living space situated on a generous 5,662-square-foot lot. Rich with character and opportunity, the property provides the perfect canvas for first-time buyers, investors, or those looking to create their dream coastal retreat. The spacious lot offers room for outdoor entertaining, gardening, expansion possibilities, or potential ADU opportunities (buyer to verify). An attached garage and ample yard space add to the home's versatility and appeal. Ideally located in Ventura's vibrant Westside neighborhood, you'll enjoy convenient access to Downtown Ventura, local restaurants, beaches, parks, schools, and freeway connections. Whether you're seeking a primary residence, investment property, or renovation project, this property presents an exceptional opportunity to own a piece of Ventura's coastal lifestyle. Don't miss your chance to unlock the potential of this centrally located Ventura gem.

Location

Ventura, Ventura County, CA 93001

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Listed by: Sean Kerkhoff · eXp Realty of California Inc

Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.

Payment estimate

$5,561

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $73,000 · Loan: $657,000

%

Average 30-yr fixed rate 6.67% as of Aug 13, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$4,226
Property tax (1.25%)
$760
Homeowners insurance
$300
Mortgage insurance
$274
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Aug 13, 2026

30-year fixed
6.67%
15-year fixed
5.96%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $25,550 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Similar Homes Nearby

Active and pending listings in ZIP 93001 (Ventura)within ±10% of this home's price and size.

Local Market Stats

See Ventura, CA 93001 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.