225 Zaca
Big Bear City, CA, 92314
$474,999
Original list price: $499,000
MLS: IG26112726
Beds
4
Baths
3
Sq Ft
1,760
Lot
0.24 ac
Year Built
1965
MLS #
IG26112726
Days on Market
79
Listed
May 23, 2026
Description
Located in the peaceful Shay Meadows area on the east side of Big Bear City, this spacious mountain retreat offers the perfect blend of comfort, functionality, and four-season adventure. Set on a large fully fenced lot with beautiful sunrise views, nearby horse properties, occasional roaming donkeys in the meadows, and a quieter atmosphere just minutes from town, this property captures the best of mountain living. Featuring 4 bedrooms, 3 bathrooms, approximately 1,760 sq ft, and an oversized attached garage with multiple exterior access points, there’s plenty of room for full-time living, weekend escapes, projects, toys, and entertaining. The expansive concrete driveway and side yard provide ample space for RV, boat, or additional parking. Inside, you’ll find high ceilings, new carpet and flooring throughout, multiple heating options including central forced air, wall heater, and a freestanding wood-burning stove, plus a flexible floor plan with 3 upstairs bedrooms including the primary suite, and a main-level bedroom with private hot tub access nearby. Two upstairs bedrooms also feature unfinished loft-style bonus spaces with potential for creative storage, office nooks, yoga spaces, or additional uses. The kitchen opens nicely to the living and dining areas, while multiple balconies and decks create great indoor/outdoor flow. Both upper decks feature custom railings designed to unlatch for easier snow removal. Outdoors, enjoy the large fenced yard, covered wood/storage area, and close proximity to parks, ball fields, hiking, horseback riding, off-roading trails, and some of Big Bear’s most iconic rock-climbing routes just minutes away. A versatile mountain property with space, functionality, and a peaceful setting. Don't miss this one! Schedule your private showing today.
Location
Big Bear City, San Bernardino County, CA 92314
Open on Google Maps ↗Listed by: JONATHAN VASQUEZ · EXP REALTY OF CALIFORNIA INC.
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,729
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $47,500 · Loan: $427,499
Average 30-yr fixed rate 6.69% as of Aug 6, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,756
- Property tax (1.25%)
- $495
- Homeowners insurance
- $300
- Mortgage insurance
- $178
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 6, 2026
- 30-year fixed
- 6.69%
- 15-year fixed
- 6.01%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear City home with as little as 3.5% down using an FHA loan — roughly $16,625 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Big Bear, CA 92314 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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