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ActiveSingleFamilyResidence

46040 Vale

Big Bear City, CA, 92314

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$435,000

MLS: IG26172290

Beds

3

Baths

3

Sq Ft

1,520

Lot

0.77 ac

Year Built

1983

MLS #

IG26172290

Days on Market

2

Listed

Aug 6, 2026

Description

Perched on an expansive 33,419 sq. ft. level lot, this 3-bedroom, 2.5-bath home offers some of the most spectacular panoramic views you'll find, overlooking Baldwin Lake, the surrounding mountains, and the ski slopes beyond. With 1,520 square feet of living space, this property presents an exceptional opportunity to create your own mountain retreat while enjoying an unbeatable setting.The home features natural gas service (no propane), a private well, septic system with a gray water system, a new forced-air heater, and a new sliding glass door, providing a solid foundation for future updates and improvements.Please note that the sellers are in the process of organizing a lifetime of belongings, so interior photographs are intentionally left out. We appreciate your understanding, as the home's condition is best experienced during an in-person showing. Buyers with vision will recognize the incredible potential this property offers.Whether you're looking for a full-time residence, vacation home, or investment opportunity, it's hard to beat the combination of a large usable lot, breathtaking views, and valuable utility features. Bring your imagination and discover the possibilities this unique mountain property has to offer.

Location

Big Bear City, San Bernardino County, CA 92314

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Listed by: MARY BURAK · RE/MAX BIG BEAR

Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.

Payment estimate

$3,440

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $43,500 · Loan: $391,500

%

Average 30-yr fixed rate 6.69% as of Aug 6, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$2,524
Property tax (1.25%)
$453
Homeowners insurance
$300
Mortgage insurance
$163
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Aug 6, 2026

30-year fixed
6.69%
15-year fixed
6.01%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Big Bear City home with as little as 3.5% down using an FHA loan — roughly $15,225 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Similar Homes Nearby

Active and pending listings in ZIP 92314 (Big Bear City)within ±10% of this home's price and size.

Local Market Stats

See Big Bear, CA 92314 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.