ActiveSingleFamilyResidence

2257 Pierpont

Ventura, CA, 93001

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$1,540,000

MLS: AR26049555

Beds

3

Baths

2

Sq Ft

1,465

Lot

0.09 ac

Year Built

2005

MLS #

AR26049555

Days on Market

36

Listed

Mar 6, 2026

Description

One block away from the sand, the location of this charming house, in beautiful Pierpont, could not be better. Built in 2005 this is one of the newer homes in the neighborhood. As you walk through the front door, you will be greeted by a cozy living room where a fireplace will keep you and your company, warm during winter nights. Its ample kitchen has modern appliances and storage cabinets, complemented by a walk-in pantry, for those who enjoy the culinary arts or simply for your daily meals. Two bright bedrooms and a full bath complete the first floor. Going upstairs, you will find the nicely appointed master bedroom where you will be delighted by the large bath that includes a double sink, tub and separate shower. Two balconies, one facing the ocean and the other looking at the mountains are outside the master bedroom. Sunbathing, entertaining family and friends, breathing the fresh air and viewing the scenery are among the various balcony activities. Moving higher, there is the top balcony when during sunny days, you will see the ocean. In addition, during these times of challenging homeowners’ insurance, this home benefits by having automatic fire sprinklers, a tile roof and is away from the wildfire zones, which should help during your insurance negotiations. You are cordially invited to have your real estate professional bring you to see for yourself this home’s many enjoyable and practical features.

Location

Ventura, Ventura County, CA 93001

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Listed by: Mario Mira · KW Covina

Payment estimate

$10,997

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $154,000 · Loan: $1,386,000

%
Principal & Interest
$8,516
Property tax (1.25%)
$1,604
Homeowners insurance
$300
Mortgage insurance
$578
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $53,900 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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