2264 Cogswell Road
El Monte, CA, 91732
(No pictures available yet)
$729,500
MLS: WS26087689
Beds
3
Baths
2
Sq Ft
1,002
Lot
0.12 ac
Year Built
1951
MLS #
WS26087689
Days on Market
6
Listed
Apr 23, 2026
Description
Welcome to this newly upgraded 3-bedroom, 2-bath home in the desirable city of El Monte , offering the perfect blend of modern comfort and future potential. Showcasing strong curb appeal, the property features low-maintenance landscaping, a long gated driveway with ample parking, spacious back yard and detached two car garage potential for ADU. Inside, an open-concept layout connects the living, dining, and kitchen areas seamlessly. The fully upgraded kitchen is highlighted by brand-new quartz countertops, modern cabinetry, sleek fixtures, and LED recessed lighting. New dual-pane windows flood the home with natural light, creating a bright and airy living environment. The primary suite offers peaceful backyard views and a tastefully remodeled private bath. Two additional well-sized bedrooms share an updated hallway bathroom, ideal for family or guests. The expansive backyard is a standout feature, offering exceptional flexibility—perfect for entertaining, relaxation, or future expansion. Whether you envision an ADU, garage conversion, pool, or custom outdoor retreat, the possibilities are substantial. Conveniently located near shopping, dining, schools, and major freeways (10, 60, 605), this home provides easy access to Downtown Los Angeles & beyond.
Location
El Monte, Los Angeles County, CA 91732
Open on Google Maps ↗Listed by: JEANNE HAI · RE/MAX PREMIER/SANMARINO
Payment estimate
$5,488
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $72,950 · Loan: $656,550
- Principal & Interest
- $4,154
- Property tax (1.25%)
- $760
- Homeowners insurance
- $300
- Mortgage insurance
- $274
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this El Monte home with as little as 3.5% down using an FHA loan — roughly $25,533 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See El Monte, CA 91732 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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