22914 Banyan Place 201
Saugus, CA, 91390
$615,000
MLS: SR26053432
Beds
2
Baths
3
Sq Ft
1,059
Lot
4.35 ac
Year Built
1987
MLS #
SR26053432
Days on Market
18
Listed
Mar 13, 2026
Description
Now is the time to see this beautiful townhome in the Mountainview Courtyards community! Enter the home and step down to the living room area with lovely plank flooring and a cozy fireplace! Open, easy access to the dining area and updated kitchen with granite countertops and stainless-steel appliances. Upstairs you will find 2 bedrooms with attached private bathrooms (one with a small balcony too) and a good-sized, multi-purpose loft, perfect for an office, play area, workout area or possible 3rd bedroom (BTV)? This home features a newer HVAC system and almost all of the windows have been replaced including the rear slider which opens to your private rear yard area that backs a greenbelt. Enjoy this wonderful community with three community pools, two playgrounds, walking paseos and nearby park! All this with low HOA fees and No Mello Roos! Wow! See this now!
Location
Saugus, Los Angeles County, CA 91390
Open on Google Maps ↗Listed by: Maggie Ward · Maggie Ward Realty
Payment estimate
$4,572
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $61,500 · Loan: $553,500
- Principal & Interest
- $3,401
- Property tax (1.25%)
- $641
- Homeowners insurance
- $300
- Mortgage insurance
- $231
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Saugus home with as little as 3.5% down using an FHA loan — roughly $21,525 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 91390 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Saugus. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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