ActiveCondominium

22914 Banyan Place

Santa Clarita, CA, 91390

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$605,000

MLS: 26002148

Beds

2

Baths

3

Sq Ft

1,059

Lot

4.35 ac

Year Built

1987

MLS #

26002148

Days on Market

43

Listed

Mar 13, 2026

Description

Now is the time to see this beautiful townhome in the Mountainview Courtyards community! Enter the home and step down to the living room area with lovely plank flooring and a cozy fireplace! Open, easy access to the dining area and updated kitchen with granite countertops and stainless-steel appliances. Upstairs you will find 2 bedrooms with attached private bathrooms (one with a small balcony too) and a good-sized, multi-purpose loft, perfect for an office, play area, workout area or possible 3rd bedroom (BTV)? This home features a newer HVAC system and almost all of the windows have been replaced including the rear slider which opens to your private rear yard area that backs a greenbelt. Enjoy this wonderful community with three community pools, two playgrounds, walking paseos and nearby park! All this with low HOA fees and No Mello Roos! Wow! See this now!

Location

Santa Clarita, Los Angeles County, CA 91390

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Listed by: Maggie Ward · Maggie Ward Realty

Payment estimate

$4,503

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $60,500 · Loan: $544,500

%
Principal & Interest
$3,346
Property tax (1.25%)
$630
Homeowners insurance
$300
Mortgage insurance
$227
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Santa Clarita home with as little as 3.5% down using an FHA loan — roughly $21,175 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

USDA Rural Development — 100% Financing

ZIP code 91390 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Santa Clarita. Check your household income eligibility at eligibility.sc.egov.usda.gov.

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