22942 Banyan 316
Saugus, CA, 91390
$619,900
MLS: SR26062637
Beds
3
Baths
2
Sq Ft
1,040
Lot
1.44 ac
Year Built
1988
MLS #
SR26062637
Days on Market
27
Listed
Mar 24, 2026
Description
Welcome to this beautifully maintained single-story condo in the highly desirable Mountain View Courtyards community of Saugus, offering the perfect blend of comfort, privacy, and convenience. Enjoy the benefits of a brand new HVAC system too! This 3-bedroom, 2-bathroom home is ideally situated, backing directly to the scenic mountainside with no rear neighbors—an exceptionally rare feature that creates a private setting seldom found in condo living. Inside, the thoughtfully designed floor plan offers both functionality and flow, featuring a separate kitchen with a charming bay window that fills the space with natural light—perfect for everyday living and entertaining. The spacious primary suite includes an ensuite bathroom and ample closet space, while two additional bedrooms provide flexibility for family, guests, or a dedicated home office. Additional highlights include an attached two-car garage, generous storage, and a private backyard with space for outdoor seating or a spa—ideal for relaxing or hosting gatherings. Residents enjoy low HOA dues compared to similar communities, along with access to desirable amenities including a community pool and park. Located just minutes from shopping, dining, parks, and commuter access, this home offers the ideal combination of low-maintenance living and a prime Saugus location. A rare opportunity to own a private, single-story condo with outdoor space in one of Santa Clarita’s most sought-after communities.
Location
Saugus, Los Angeles County, CA 91390
Open on Google Maps ↗Listed by: Johnathan Frank · Real Brokerage Technologies, Inc.
Payment estimate
$4,606
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $61,990 · Loan: $557,910
- Principal & Interest
- $3,428
- Property tax (1.25%)
- $646
- Homeowners insurance
- $300
- Mortgage insurance
- $232
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Saugus home with as little as 3.5% down using an FHA loan — roughly $21,697 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 91390 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Saugus. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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