22950 Cardinal Street
Grand Terrace, CA, 92313
$615,000
MLS: CV26194308
Beds
3
Baths
3
Sq Ft
1,698
Lot
0.28 ac
Year Built
1987
MLS #
CV26194308
Days on Market
5
Listed
Sep 9, 2026
Description
Welcome to this spacious 3-bedroom, 2.5-bathroom home offering beautiful mountain views. As you enter, you’re welcomed by a bright living room featuring soaring ceilings and a cozy fireplace, creating an open and inviting atmosphere. The dining area features windows overlooking the outdoors, along with charming built-in bench seating. The kitchen opens to an additional dining area and features a sliding glass door that provides convenient access to the spacious backyard—perfect for entertaining or creating your own outdoor retreat. A half bathroom is conveniently located downstairs. Upstairs, the primary bedroom features dual sinks, a standing shower, and a closet with double doors. The two additional bedrooms share a centrally located bathroom with a bathtub and shower combination. Additional highlights include leased solar, a whole-house fan, RV access and parking, a sewer connection in the driveway, three-car parking, and a doggy door. The property also features loquat, cherry, orange, and apple trees. With its beautiful mountain views, high ceilings, functional layout, and ample parking, this home offers plenty of space and possibilities for its next owner!
Location
Grand Terrace, San Bernardino County, CA 92313
Open on Google Maps ↗Listed by: Mayra Nicolas · REDFIN CORPORATION
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,004
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $61,500 · Loan: $553,500
Average 30-yr fixed rate 7.40% as of Oct 8, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,832
- Property tax (1.25%)
- $641
- Homeowners insurance
- $300
- Mortgage insurance
- $231
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 8, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.73%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Grand Terrace home with as little as 3.5% down using an FHA loan — roughly $21,525 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Grand Terrace, CA 92313 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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