$399,900
Original list price: $419,900
MLS: OC26170899
Beds
2
Baths
1
Sq Ft
892
Lot
2.67 ac
Year Built
1983
MLS #
OC26170899
Days on Market
36
Listed
Sep 11, 2026
Description
Value add opportunity in Phillips Ranch, ideal for an investor or a first-time buyer ready to make it their own. This 2 bedroom, 1 bath condo offers 892 sq ft with an open living space and a private, fenced patio overlooking a green hillside. The kitchen and finishes reflect the original 1983 build, giving you a blank canvas to update over time or renovate for equity. Part of the Phillips Meadows HOA. Centrally located near Cal Poly Pomona, Mt. SAC, shopping, dining, and easy freeway access via the 57, 60, 71, and 10. A strong opportunity whether you're building a portfolio or starting one, your first home.
Location
Pomona, Los Angeles County, CA 91766
Open on Google Maps ↗Listed by: Shayna Coche · eXp Realty of Southern California, Inc
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,808
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $39,990 · Loan: $359,910
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,492
- Property tax (1.25%)
- $417
- Homeowners insurance
- $300
- Mortgage insurance
- $150
- HOA dues
- $450
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Pomona home with as little as 3.5% down using an FHA loan — roughly $13,997 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Pomona, CA 91766 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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