230 Vista Avenue
Sugarloaf, CA, 92386
$499,900
MLS: 219141496PS
Beds
3
Baths
2
Sq Ft
1,636
Lot
0.16 ac
Year Built
1978
MLS #
219141496PS
Days on Market
76
Listed
Jan 15, 2026
Description
You will be amazed how comfortable you feel in this reverse floor plan as soon as you walk inside the foyer, notice the hand scraped hardwood flooring throughout. There are two bedrooms on the 1st floor (inclusive of the master bedroom / master bath). Outside the door from the master bath is the spa / hot tub and backup gas propane generator. Walking upstairs you'll find an open floor plan with a free-standing fireplace in the expansive living room that looks in the large kitchen with it's own pantry. Off the living room is the 3rd bedroom that is currently used as an office with a 270-degree view (and a queen size bed for sleeping). For those with an RV you will find complete hookups including 50-amp 120V / 240V Power with RV plugs and black water dump. The garage is oversized with the workshop area in the back. It has a 10 by 10 outbuilding. This home is turnkey; owner is motivated and moving out of state. All furnishings (plus items in garage) can stay and are ''negotiable'' (includes all utensils, dishes, and linens). Seller is only taking some personal items. Ready to move in for full time use for the family but could also be used as an Airbnb rental. The local schools are nearby.
Location
Sugarloaf, San Bernardino County, CA 92386
Open on Google Maps ↗Listed by: Brian Gilligan · Oakview Real Estate
Payment estimate
$3,773
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $49,990 · Loan: $449,910
- Principal & Interest
- $2,764
- Property tax (1.25%)
- $521
- Homeowners insurance
- $300
- Mortgage insurance
- $187
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Sugarloaf home with as little as 3.5% down using an FHA loan — roughly $17,497 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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