2304 Otto Lane
Bakersfield, CA, 93308
$279,900
Original list price: $300,000
MLS: NS26221653
Beds
3
Baths
2
Sq Ft
1,267
Lot
0.15 ac
Year Built
1959
MLS #
NS26221653
Days on Market
12
Listed
Oct 12, 2026
Description
Welcome to this charming home in the desirable Highland Park neighborhood, conveniently located just north of the River. This well-maintained 3-bedroom, 1.75-bath home offers with a 2-car garage. The spacious formal living room features a cozy fireplace, while the inviting kitchen offers a breakfast nook, and abundant cabinet storage. Generously sized bedrooms, new carpet, newer flooring, and a clean, well-cared-for interior. The backyard offers a pergola patio and lush greenery perfect for relaxing, entertaining, and enjoying all your gatherings.
Location
Bakersfield, Kern County, CA 93308
Open on Google Maps ↗Listed by: Jonathan Busby · Cal Connect Realty Group Inc.
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$2,427
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $27,990 · Loan: $251,910
Average 30-yr fixed rate 7.32% as of Oct 22, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $1,730
- Property tax (1.25%)
- $292
- Homeowners insurance
- $300
- Mortgage insurance
- $105
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 22, 2026
- 30-year fixed
- 7.32%
- 15-year fixed
- 6.68%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $9,797 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Bakersfield, CA 93308 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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