PendingSingle Family Residence

2309 Thistle Street

Rosamond, CA, 93560

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$359,999

MLS: 25004300

Beds

3

Baths

2

Sq Ft

1,174

Lot

0.21 ac

Year Built

1990

MLS #

25004300

Days on Market

110

Listed

Sep 19, 2025

Description

Fully Renovated Turnkey Gem in Rosamond - Move-In Ready! Welcome to 2309 Thistle St, Rosamond, CA - the perfect starter home that checks all the boxes! This beautifully renovated property blends modern upgrades with comfortable living, offering exceptional value for first-time buyers, families, or savvy investors. Step into a bright and inviting interior featuring a newer kitchen with stylish cabinetry, ideal for home-cooked meals and gatherings. The fully renovated bathrooms offer a spa-like experience, complete with high-end finishes that bring comfort and tranquility to your daily routine. Enjoy California living at its best with a large backyard — perfect for entertaining, BBQs, gardening, or creating your dream outdoor retreat. Located in a friendly neighborhood with easy access to schools, shopping, and commuting routes, this home is ready for its new owner. Just unpack and enjoy — no updates needed!

Location

Rosamond, Kern County, CA 93560

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Listed by: Jose Amezcua · eXp Realty of California, Inc.

Payment estimate

$2,726

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $36,000 · Loan: $323,999

%
Principal & Interest
$1,991
Property tax (1%)
$300
Homeowners insurance
$300
Mortgage insurance
$135
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Rosamond home with as little as 3.5% down using an FHA loan — roughly $12,600 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

USDA Rural Development — 100% Financing

ZIP code 93560 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Rosamond. Check your household income eligibility at eligibility.sc.egov.usda.gov.

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