231 Maple Ridge Dr
Big Bear, CA, 92314
$699,000
MLS: 240011983SD
Beds
3
Baths
3
Sq Ft
2,096
Lot
0.23 ac
Year Built
2016
MLS #
240011983SD
Days on Market
229
Listed
May 29, 2024
Description
Maple Ridge gem with a split-level, reverse floor plan and all the upgrades! Enjoy breathtaking views of the valley, sunsets, and Gold Mountain from your elevated vantage point. This 3-bedroom, 2.5-bathroom home boasts premium 9" wood plank-style tile, a pellet stove added just 2 years ago, upgraded cabinetry throughout, custom shutters, blinds and blackout drapes, a luxurious carpet and pad, granite kitchen counters, tile backsplash, stainless steel appliances, and LED can lighting in the primary bath and kitchen. The upgraded stair railing features wood and wrought iron, and the exterior trims and decks have been freshly painted. Built with extra insulation between floors, the home also includes an insulated and drywalled garage with RV access on the side of the 1.5-deep garage, which has overhead storage racks. The fully landscaped backyard includes professionally installed turf, a large playhouse, an 8x12 Tuff shed, a jacuzzi-ready concrete pad with electrical hookups, and a charming (unpermitted) backyard deck. The front yard is beautifully landscaped with grass, rock scaping, and four garden beds perfect for fruits, veggies, or flowers. This home has been lovingly maintained by the original owners.
Location
Big Bear, San Bernardino County, CA 92314
Listed by: Andrew English · Congress Realty, Inc
Payment estimate
$5,156
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $69,900 · Loan: $629,100
- Principal & Interest
- $3,865
- Property tax (1.25%)
- $728
- Homeowners insurance
- $300
- Mortgage insurance
- $262
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear home with as little as 3.5% down using an FHA loan — roughly $24,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Big Bear, CA 92314 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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