2324 Hay Market
Rosamond, CA, 93560
$480,000
MLS: SR26142496
Beds
3
Baths
2
Sq Ft
1,962
Lot
0.14 ac
Year Built
2011
MLS #
SR26142496
Days on Market
1
Listed
Jul 14, 2026
Description
Welcome to this 4-bedroom, 2-bath home offering approximately 1,962 square feet of comfortable living space in one of Rosamond's desirable neighborhoods. Built in 2011, this spacious single-story home features an open-concept floor plan with a large living area that flows seamlessly into the dining area and kitchen, creating the perfect space for entertaining family and friends. Great for First-Time Buyers! The State of California Homeownership Down Payment and Closing Cost Assistance Programs may help qualified buyers reduce their total move-in costs by providing down payment and/or closing cost assistance, making homeownership more affordable while allowing buyers to preserve more of their savings. The well-appointed kitchen offers abundant cabinet and counter space, a convenient breakfast bar, and ample room for meal preparation. The spacious primary suite provides a private retreat with an en-suite bathroom and generous closet space, while the additional bedrooms offer flexibility for family, guests, or a home office. Additional features include an indoor laundry room, central heating and air conditioning, and an attached 3-car garage with plenty of room for vehicles, storage, or hobbies. The low-maintenance backyard offers space to relax, barbecue, or create your own outdoor oasis. Conveniently located near schools, parks, shopping, restaurants, with easy access to Highway 14 and Edwards Air Force Base, this home combines comfort, convenience, and value. Contact the listing agent today for more information about this home and available State of California Homeownership Down Payment and Closing Cost Assistance Programs.
Location
Rosamond, Kern County, CA 93560
Open on Google Maps ↗Listed by: Renwick Gray · Renwick Properties
Payment estimate
$3,608
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $48,000 · Loan: $432,000
Average 30-yr fixed rate 6.49% as of Jul 9, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,728
- Property tax (1%)
- $400
- Homeowners insurance
- $300
- Mortgage insurance
- $180
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 9, 2026
- 30-year fixed
- 6.49%
- 15-year fixed
- 5.82%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Rosamond, CA in context
Rosamond sits just over the Kern County line, a 15-minute drive north of Lancaster. It’s the Antelope Valley’s value play — meaningfully lower entry prices than Lancaster or Palmdale, plus access to Willow Springs Raceway, Rosamond Skypark, and quick commutes into the AV. Inventory is a mix of older homes, newer production tracts, and large-lot rural acreage. Mike Watson is a local Rosamond and Antelope Valley Realtor who handles the Kern County recording and tax differences that out-of-area agents miss. If you are evaluating homes in Rosamond, Mike Watson lives and works the Rosamond market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rosamond home with as little as 3.5% down using an FHA loan — roughly $16,800 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93560 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Rosamond. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See Rosamond, CA 93560 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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