2325 20th Street 3
Santa Monica, CA, 90405
$1,000,000
MLS: 26985323
Beds
3
Baths
3
Sq Ft
1,464
Lot
0.16 ac
Year Built
1986
MLS #
26985323
Days on Market
36
Listed
Sep 23, 2026
Description
Gratr location Very charming 2 story town house with everything that people are looking for,Specious living room with crown molding and a stone fire place that opens to on atttactive brick outdoor patio.wide plank style hardwood floors throughour the downstairs w/wood burning f,p in living room.skylight. crown moldings,plantation shutters and a quiet location. seperate laundry rm &powder rooom. attactive white kithen. large masterwith tons of closets.Needs "tender loving care " patio and large 2 car garage with direct entry to unit . working distance Santa Monica college , METRO line, near Beach, 3rd promenade, main steet.Gelson market very convenient area.
Location
Santa Monica, Los Angeles County, CA 90405
Open on Google Maps ↗Listed by: Anna Hae Ran Gee · Bee Investment, Inc.
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$8,349
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $100,000 · Loan: $900,000
Average 30-yr fixed rate 7.32% as of Oct 22, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $6,182
- Property tax (1.25%)
- $1,042
- Homeowners insurance
- $300
- Mortgage insurance
- $375
- HOA dues
- $450
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 22, 2026
- 30-year fixed
- 7.32%
- 15-year fixed
- 6.68%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $35,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Santa Monica, CA 90405 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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