23322 Montecito Place
Valencia, CA, 91354
$749,999
Original list price: $799,999
MLS: CV26080796
Beds
3
Baths
3
Sq Ft
1,672
Lot
0.90 ac
Year Built
1998
MLS #
CV26080796
Days on Market
96
Listed
Apr 20, 2026
Description
Low HOA. No Mello Roos. Priced to sell. Welcome to this 3-bedroom, 3-bathroom home in the highly sought-after Shutters community of Northpark Valencia. Featuring a spacious and functional open floor plan, this home offers a great layout for everyday living and entertaining. All three bedrooms, including the primary suite, are located upstairs, providing a comfortable and private retreat. The main living area flows seamlessly to the backyard, one of the largest in the neighborhood and perfect for enjoying outdoor living year-round, whether relaxing or hosting gatherings. This home showcases a charming Mediterranean-style exterior and includes two separate single-car garages with laundry conveniently located in one garage. Ideally positioned near highly rated schools, parks within walking distance, and Valencia’s popular shopping, dining, paseos, and scenic trails, this home offers incredible potential in a prime location. Ready for you to make it your own, this property is the perfect canvas to add your personal touches and create the home you’ve been dreaming of in one of Valencia’s most desirable neighborhoods. Photos may be enhanced for marketing purposes.
Location
Valencia, Los Angeles County, CA 91354
Open on Google Maps ↗Listed by: Rachel Okwumabua · Luxury Collective
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,708
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $75,000 · Loan: $674,999
Average 30-yr fixed rate 6.58% as of Jul 23, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,302
- Property tax (1.25%)
- $781
- Homeowners insurance
- $300
- Mortgage insurance
- $281
- HOA dues
- $43
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 23, 2026
- 30-year fixed
- 6.58%
- 15-year fixed
- 5.96%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Valencia home with as little as 3.5% down using an FHA loan — roughly $26,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Valencia, CA 91354 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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