23322 Montecito Place
Valencia, CA, 91354
$799,999
MLS: CV26080796
Beds
3
Baths
3
Sq Ft
1,672
Lot
0.90 ac
Year Built
1998
MLS #
CV26080796
Days on Market
1
Listed
Apr 20, 2026
Description
Welcome to this 3-bedroom, 3-bathroom home in the highly sought-after Shutters community of Northpark Valencia. Featuring a spacious and functional open floor plan, this home offers a great layout for everyday living and entertaining. All three bedrooms, including the primary suite, are located upstairs, providing a comfortable and private retreat. The main living area flows seamlessly to the backyard, one of the largest in the neighborhood and perfect for enjoying outdoor living year-round, whether relaxing or hosting gatherings. This home showcases a charming Mediterranean-style exterior and includes two separate single-car garages with laundry conveniently located in one garage. Ideally positioned near highly rated schools, parks within walking distance, and Valencia’s popular shopping, dining, paseos, and scenic trails, this home offers incredible potential in a prime location. Ready for you to make it your own, this property is the perfect canvas to add your personal touches and create the home you’ve been dreaming of in one of Valencia’s most desirable neighborhoods. Low HOA and no Mello Roos! Photos may be enhanced for marketing purposes.
Location
Valencia, Los Angeles County, CA 91354
Open on Google Maps ↗Listed by: Rachel Okwumabua · Luxury Collective
Payment estimate
$5,857
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $80,000 · Loan: $719,999
- Principal & Interest
- $4,424
- Property tax (1.25%)
- $833
- Homeowners insurance
- $300
- Mortgage insurance
- $300
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Valencia home with as little as 3.5% down using an FHA loan — roughly $28,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Only large teams outsell Mike Watson · Keller Williams Realty
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