2340 Cedar Street
San Bernardino, CA, 92404
$505,000
Original list price: $525,000
MLS: DW26128347
Beds
3
Baths
1
Sq Ft
1,192
Lot
0.12 ac
Year Built
1950
MLS #
DW26128347
Days on Market
55
Listed
Jun 11, 2026
Description
Beautifully maintained 3-bedroom, 1-bath home in the heart of San Bernardino, offering comfort, privacy, and a great outdoor lifestyle! This charming property was tastefully remodeled approximately two years ago and features numerous recent upgrades, including a new front fence, new perimeter fencing for added privacy, and a new gazebo, creating the perfect setting for relaxing or entertaining. The home also offers a 1-car garage plus an extended driveway with plenty of parking for multiple vehicles. The spacious backyard is ideal for summer gatherings, family barbecues, and making lasting memories. Conveniently located near schools, shopping centers, restaurants, and major commuter routes, this home combines modern updates with everyday convenience. Don’t miss the opportunity to own this move-in-ready gem! Buyer to verify all information and satisfy themselves regarding property condition, permits, and square footage.
Location
San Bernardino, San Bernardino County, CA 92404
Open on Google Maps ↗Listed by: Claudia Fernandez · ROA California Inc.
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,936
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $50,500 · Loan: $454,500
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,921
- Property tax (1.25%)
- $526
- Homeowners insurance
- $300
- Mortgage insurance
- $189
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $17,675 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See San Bernardino, CA 92404 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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