23489 Lake
Crestline, CA, 92325
$259,000
MLS: OC25255937
Beds
1
Baths
1
Sq Ft
536
Lot
0.09 ac
Year Built
1930
MLS #
OC25255937
Days on Market
97
Listed
Nov 7, 2025
Description
This cozy residence is located in the Mountain Resort City of Crestline. It boasts an excellent commuter location, situated at the top of Highway 138, just minutes from Highway 18. It's a short walk to Upper Crestline's historic Top Town, which offers shopping and dining, and is only 1 mile from Lake Gregory. This home is perfect for first-time buyers seeking an affordable option or for investors seeking an Airbnb opportunity. It features a one-car garage along with street parking for you and your visitors. As you ascend the stairs toward the house, you're greeted by an oversized deck, where you can relax and enjoy the views and fresh mountain air. Upon entering through the front door, you'll find a tall, open-concept ceiling in the living room, complete with a beautiful fireplace to keep you warm and cozy during the winter months. The open layout provides a view of the upgraded kitchen, which includes a new sink, cabinets, and flooring. A laundry area has also been conveniently installed inside the home. Please ask about the current assumable FHA loan at an attractive interest rate.
Location
Crestline, San Bernardino County, CA 92325
Open on Google Maps ↗Listed by: Alex Krywenko · Engel & Volkers Dana Point
Payment estimate
$2,099
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $25,900 · Loan: $233,100
- Principal & Interest
- $1,432
- Property tax (1.25%)
- $270
- Homeowners insurance
- $300
- Mortgage insurance
- $97
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Crestline home with as little as 3.5% down using an FHA loan — roughly $9,065 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Assumable Loan — Lock In a Below-Market Rate＋
This Crestline property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
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Local Market Stats
See Crestline, CA 92325 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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