23508 Carlow Road
Torrance, CA, 90505
$1,699,000
MLS: SB26195404
Beds
3
Baths
2
Sq Ft
2,255
Lot
0.14 ac
Year Built
1962
MLS #
SB26195404
Days on Market
8
Listed
Sep 10, 2026
Description
Step into a home where decades of memories meet a bright, airy future. Meticulously cared for by the same family for over 37 years, this South Torrance gem radiates a sense of pride and warmth from the moment you pull up to the curb. Nestled on a picturesque, tree-lined street, the property captures the quintessential charm of one of the area’s most sought-after neighborhoods. Inside, you’ll find an impressively spacious 2,255 square foot layout bathed in natural light. This 3-bedroom, 2-bathroom home offers plenty of room to breathe, featuring two distinct living spaces and a separate dining room for effortless hosting. At the heart of the home, a versatile flex space awaits your personal touch—perfect for a library, hobby area, or creative studio. The floor plan has been thoughtfully adapted for modern life, with one original bedroom now serving as a dedicated home office, ideal for a professional workspace. While the home retains its classic appeal, it has been updated where it counts, boasting newer systems throughout, including a modern HVAC system for year-round comfort. The location is truly unbeatable for anyone looking to embrace the South Bay lifestyle. You’re just minutes away from local parks and the vibrant energy of Riviera Village, where boutique shopping and celebrated dining options await. When the ocean calls, the beach is just a short drive away. This is a rare opportunity to move into a well-loved home in a prime location and start your own next chapter.
Location
Torrance, Los Angeles County, CA 90505
Open on Google Maps ↗Listed by: Pamela Punzalan · Compass
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$12,911
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $169,900 · Loan: $1,529,100
Average 30-yr fixed rate 7.03% as of Sep 24, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $10,204
- Property tax (1.25%)
- $1,770
- Homeowners insurance
- $300
- Mortgage insurance
- $637
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Sep 24, 2026
- 30-year fixed
- 7.03%
- 15-year fixed
- 6.42%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Torrance home with as little as 3.5% down using an FHA loan — roughly $59,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Torrance, CA 90505 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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