2355 Peninsula
Oxnard, CA, 93035
$2,100,000
Original list price: $2,299,000
MLS: SR26184971
Beds
3
Baths
3
Sq Ft
2,104
Lot
0.10 ac
Year Built
1978
MLS #
SR26184971
Days on Market
66
Listed
Aug 27, 2026
Description
Waterfront Living at Its Finest Welcome to exceptional waterfront living at 2355 Peninsula in Oxnard. This beautifully appointed 3 bedroom, 3 bath home offers approximately 2,100 square feet of thoughtfully designed living space, blending comfort, style, and the effortless coastal lifestyle. From the moment you arrive, lush tropical landscaping and inviting architectural details create a warm and welcoming atmosphere. Inside, abundant natural light fills the open concept living spaces, creating an easy flow for both everyday living and entertaining. The spacious kitchen features elegant stone countertops, a center island, and stainless-steel appliances, opening seamlessly to the main living area with a cozy fireplace. Upstairs, each bedroom offers privacy and comfort, including a generous primary suite with direct access to a private balcony overlooking the water an ideal spot to enjoy your morning coffee or unwind at sunset. Step outside and experience your own private waterfront retreat. The newly added deck, fire feature, and breathtaking water views create the perfect setting for entertaining or relaxing. A private 45 foot dock offers direct access to the water, and with the included Duffy electric boat, you can enjoy leisurely harbor cruises right from your own backyard. Additional highlights include fully paid solar and EV charging, offering modern efficiency and convenience. Ideally situated just minutes from the beach, dining, shopping, and harbor amenities, this exceptional property offers a rare opportunity to embrace the best of Southern California coastal living with your own private waterfront.
Location
Oxnard, Ventura County, CA 93035
Open on Google Maps ↗Listed by: George Kpachavi · LPT Realty, Inc
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$16,159
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $210,000 · Loan: $1,890,000
Average 30-yr fixed rate 7.24% as of Oct 29, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $12,880
- Property tax (1.25%)
- $2,188
- Homeowners insurance
- $300
- Mortgage insurance
- $788
- HOA dues
- $4
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 29, 2026
- 30-year fixed
- 7.24%
- 15-year fixed
- 6.60%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $73,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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