23780 Coyote Court
Tehachapi, CA, 93561
$589,000
MLS: 26002356
Beds
3
Baths
2
Sq Ft
2,682
Lot
1.05 ac
Year Built
2004
MLS #
26002356
Days on Market
35
Listed
Mar 21, 2026
Description
Welcome to 23780 Coyote Court! Ideally located within minutes of the Equestrian Center, store and gas station, close to the hiking/horse trails, this home is ready for new owners. Spacious floorplan, open kitchen with loads of cabinetry, including not only a separate dining room, but a bright breakfast area as well! Fireplaces in both the living area and master bedroom, 4th bedroom could be utilized as an office as well. Split wing plan, with 10' ceilings, this home was custom built and shows builder attention to detail. 3 car garage, with plenty of cabinetry and an RV parking pad complete this property. Large mud room off of garage, oak cabinetry throughout. There is an exterior garden shed, a raised bed garden area and plenty of room for horses on this level lot.
Location
Tehachapi, Kern County, CA 93561
Open on Google Maps ↗Listed by: Carol Miller · Keller Williams Tehachapi
Payment estimate
$4,269
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $58,900 · Loan: $530,100
- Principal & Interest
- $3,257
- Property tax (1%)
- $491
- Homeowners insurance
- $300
- Mortgage insurance
- $221
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Tehachapi home with as little as 3.5% down using an FHA loan — roughly $20,615 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93561 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Tehachapi. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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