$899,999
Original list price: $949,000
MLS: SR26186719
Beds
4
Baths
3
Sq Ft
2,506
Lot
11.09 ac
Year Built
2018
MLS #
SR26186719
Days on Market
64
Listed
Aug 27, 2026
Description
* Potential ASSUMABLE FHA Loan 2.75% Owner Occupied * Stunning, light-filled home in Valencia’s coveted West Creek, Valencia. Enter into beautiful white tile flooring spanning the main level, where an open-concept living and dining area flows into a chef's kitchen with a large island, granite countertops & stainless steel appliances. Desirable downstairs bedroom & full bath—ideal for guests. Upstairs boasts stylish wood flooring, a versatile loft, upper laundry room, and a spacious primary suite featuring a deep soaking tub, walk-in shower & walk-in closet. Energy-efficient home featuring 18 solar panels, tankless water heater, whole-house water softener & RO system. Step outside to an entertainer's backyard complete with a covered California room, built-in BBQ & gazebo. Plenty of convenient parking with a 2-car attached garage, full driveway, and nearby guest parking. HOA includes front yard maintenance, sports courts & access to 3 resort-style pools across West Creek & West Hills—all walking distance to top-rated schools, West Creek Park, and miles of paseos. This is the home you have been waiting for- don't let it slip away! ** Potential ASSUMABLE FHA Loan 2.75% **
Location
Valencia, Los Angeles County, CA 91354
Open on Google Maps ↗Listed by: Mary Jane Spangenberg · Equity Union
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$7,261
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $90,000 · Loan: $809,999
Average 30-yr fixed rate 7.24% as of Oct 29, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $5,520
- Property tax (1.25%)
- $937
- Homeowners insurance
- $300
- Mortgage insurance
- $337
- HOA dues
- $166
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 29, 2026
- 30-year fixed
- 7.24%
- 15-year fixed
- 6.60%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Valencia home with as little as 3.5% down using an FHA loan — roughly $31,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Assumable Loan — Lock In a Below-Market Rate+
This Valencia property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
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Local Market Stats
See Valencia, CA 91354 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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