242 Prospect Street
Oak View, CA, 93022
$995,000
MLS: V1-39168
Beds
3
Baths
2
Sq Ft
1,551
Lot
0.22 ac
Year Built
1955
MLS #
V1-39168
Days on Market
12
Listed
Oct 8, 2026
Description
Welcome to a private retreat where thoughtful design, natural beauty, and indoor-outdoor living come together. This distinctive three-bedroom, two-bath residence is set within a lush, thoughtfully designed landscape and welcomed you through a charming entry accented by decorative Saltillo tile and lounge- and- groove vaulted ceilings. Walls of glass and clerestory windows fill the home with natural light while creating a seamless connection to the surrounding gardens. The open-concept kitchen features a generous island, Italian tile floor, and a warm ,inviting atmosphere design for both everyday living and entertaining. The living room showcases beautifully refinished wood floors and a wood-burning fireplace, creating an intimate gathering space. The back deck provides a wonderful vantage point over the gardens and creek, while the wood gazebo creates an ideal setting for outdoor dining and entertaining. A separate artist's studio/office offers additional flexibility for creative pursuits, work, or guests. A rare combination of character, privacy, natural beauty, and thoughtful sustainability, this Oak View property offers an exceptional California lifestyle just minutes from the heart of Ojai.
Location
Oak View, Ventura County, CA 93022
Open on Google Maps ↗Listed by: Clinton Haugan · LIV Sothebys Ojai
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$7,910
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $99,500 · Loan: $895,500
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $6,200
- Property tax (1.25%)
- $1,036
- Homeowners insurance
- $300
- Mortgage insurance
- $373
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oak View home with as little as 3.5% down using an FHA loan — roughly $34,825 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Oak View, CA 93022 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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