2429 Serrano Road
San Bernardino, CA, 92405
$538,000
Original list price: $543,900
MLS: IG26191867
Beds
3
Baths
1
Sq Ft
1,430
Lot
0.20 ac
Year Built
1939
MLS #
IG26191867
Days on Market
57
Listed
Sep 1, 2026
Description
This wonderful home is eligible for a LIMITED HOMEBUYER ASSISTANCE PROGRAM that provides $$15,000.00 for buyers closing cost, buydown interest rate and down payment, subject to buyer qualification! Approved architectural plans for an Accessory Dwelling Unit (ADU) attached to the garage 999 +/- designed for 1 primary bedroom with bathroom, 2 secondary bedrooms and bathroom, and laundry room. The main residence has over 1430 living spaces with 3 bedrooms and 1-bathroom, spacious living room with fireplace, dining room with an open concept to the beautiful newly remodeled kitchen with a built-in pantry cabinet. Newer flooring, paint, light fixtures, remodeled bathroom, and indoor laundry room. Central air conditioning and heating, water filtration throughout the house was newly installed 3 years ago. The property grounds have a large lot with mature trees, 2-detached car garages. Conveniently located near Stater bros Markets, The Home Depot, fine dining and fast-food restaurants, Community hospital, and free-way close 215. Nearby attractions for family entertainment by visiting Blair Park are a great place to hike and skate, Shadin Hills Golf course. Cal State University, San Bernardino minutes away!
Location
San Bernardino, San Bernardino County, CA 92405
Open on Google Maps ↗Listed by: Roy Pelayo · REIMCORP, Inc.
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,388
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $53,800 · Loan: $484,200
Average 30-yr fixed rate 7.32% as of Oct 22, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,326
- Property tax (1.25%)
- $560
- Homeowners insurance
- $300
- Mortgage insurance
- $202
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 22, 2026
- 30-year fixed
- 7.32%
- 15-year fixed
- 6.68%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $18,830 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 92405 (San Bernardino)within ±10% of this home's price and size.
$490,000
2148 Genevieve
San Bernardino, 92405
$499,000
2631 N I Street
San Bernardino, 92405
$499,900
3038 Herrington Avenue
San Bernardino, 92405
$510,000
1915 Genevieve Street
San Bernardino, 92405
$519,777
1275 W Marshall
San Bernardino, 92405
$529,000
3927 Acre
San Bernardino, 92405
Local Market Stats
See San Bernardino, CA 92405 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.