243 E Olive St
San Bernardino, CA, 92410
$515,000
MLS: IG26227849
Beds
3
Baths
2
Sq Ft
1,490
Lot
0.15 ac
Year Built
1942
MLS #
IG26227849
Days on Market
12
Listed
Oct 23, 2026
Description
MULTI-FAMILY PROPERTY IN SAN BERNARDINO! Well-maintained multi-family property featuring two separate units with potential for future expansion. The front unit offers 2 bedrooms, 1 bathroom, and approximately 798 sq. ft. of updated living space, featuring fresh interior paint, new flooring, updated kitchen cabinetry and countertops, and a renovated bathroom. The rear unit offers 1 bedroom, 1 bathroom, and approximately 692 sq. ft. of living space, with a spacious living room and functional floor plan. Both units offer potential for additional living space, subject to applicable permits and approvals. This property presents an opportunity for investors or owner-occupants seeking to live in one unit while renting the other, accommodate extended family, or explore additional rental income potential. Conveniently located near shopping, dining, schools, and major freeway access. A versatile multi-family property with expansion potential and opportunities for long-term value.
Location
San Bernardino, San Bernardino County, CA 92410
Open on Google Maps ↗Listed by: VANESA HERNANDEZ · PONCE & PONCE REALTY, INC
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,188
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $51,500 · Loan: $463,500
Average 30-yr fixed rate 7.24% as of Oct 29, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,159
- Property tax (1.25%)
- $536
- Homeowners insurance
- $300
- Mortgage insurance
- $193
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 29, 2026
- 30-year fixed
- 7.24%
- 15-year fixed
- 6.60%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $18,025 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See San Bernardino, CA 92410 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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