2441 21st Street
Santa Monica, CA, 90405
$2,395,000
MLS: 26860309
Beds
3
Baths
2
Sq Ft
1,600
Lot
0.15 ac
Year Built
1927
MLS #
26860309
Days on Market
19
Listed
Sep 25, 2026
Description
A Sunset Park Gem with Serious Westside Style. Welcome to one of Sunset Park's most special streets and sought-after locations where bigger lots, laid-back sophistication, and true neighborhood charm come together. Set on an expansive 6,746-square-foot lot with 50 feet of frontage, this sleek and contemporary 1,600 square foot home offers 3 bedrooms, 2 full baths, and a detached 462 square-foot converted garage, creating up to 2,062 square feet of living space (garage not permitted as living space). The tropical backyard is a private escape designed for the way you actually want to live. Think jacuzzi, lush landscaping, garden paths, al fresco dining, a relaxed lounge area, and beautiful gardens. The generous driveway accommodates up to four cars, a rare Westside luxury. Inside, the home is completely move-in ready, with a remodeled kitchen, dedicated laundry room, updated lighting, outlets and switches, and a smart, easy-flowing layout. A dramatic drop-down living room centers around a wood-burning fireplace and opens directly to the backyard. The primary bedroom also connects to the garden, bringing the outdoors into everyday life. The vibe is warm and inviting, with a charming living room and spacious dining area made for everything from casual dinners to entertaining friends. Best of all, you're right in the heart of prime Sunset Park, walking distance to Grant Elementary and Clover Park, and the effortlessly cool mix of boutiques, cafes, and restaurants along Ocean Park Boulevard. If Sunset Park is your idea of the ultimate Santa Monica lifestyle, this is the opportunity you've been waiting for!
Location
Santa Monica, Los Angeles County, CA 90405
Open on Google Maps ↗Listed by: Stace Valnes · Create
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$18,617
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $239,500 · Loan: $2,155,500
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $14,924
- Property tax (1.25%)
- $2,495
- Homeowners insurance
- $300
- Mortgage insurance
- $898
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $83,825 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Santa Monica, CA 90405 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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