2470 Cottonwood Trail
Chino Hills, CA, 91709
$899,500
MLS: DW26073217
Beds
4
Baths
3
Sq Ft
1,434
Lot
0.12 ac
Year Built
1984
MLS #
DW26073217
Days on Market
6
Listed
Apr 6, 2026
Description
Turnkey home in one of Chino Hills’ most desirable neighborhoods, offering style, comfort, and unbeatable convenience. This upgraded 4 bedroom, 2.5 bath residence features a functional layout ideal for both everyday living and entertaining. Recently refreshed throughout, the home showcases brand new kitchen countertops and cabinetry, new flooring, and fresh interior and exterior paint, creating a clean, modern feel that is truly move in ready. The kitchen flows seamlessly into the main living areas, providing an open and inviting space filled with natural light. Upstairs, you will find generously sized bedrooms, including a spacious primary suite designed for comfort and privacy. Every detail has been thoughtfully updated to offer a low maintenance, turnkey lifestyle. Located just minutes from both the 60 and 71 freeways, this home offers exceptional commuter convenience while still being close to top rated schools, parks, shopping, and dining. Seller is highly motivated and has priced the home to sell quickly. Do not miss this opportunity to own a beautifully upgraded home in a prime Chino Hills location.
Location
Chino Hills, San Bernardino County, CA 91709
Open on Google Maps ↗Listed by: Americo Peralta · Americo Peralta
Payment estimate
$6,548
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $89,950 · Loan: $809,550
- Principal & Interest
- $4,974
- Property tax (1.25%)
- $937
- Homeowners insurance
- $300
- Mortgage insurance
- $337
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Chino Hills home with as little as 3.5% down using an FHA loan — roughly $31,483 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Chino Hills, CA 91709 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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Only large teams outsell Mike Watson · Keller Williams Realty
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