2470 Stow Street
Simi Valley, CA, 93063
$679,900
Original list price: $695,000
MLS: V1-38493
Beds
3
Baths
3
Sq Ft
1,656
Lot
0.07 ac
Year Built
1978
MLS #
V1-38493
Days on Market
33
Listed
Sep 13, 2026
Description
Discover this upgraded 3-bedroom, 2.5-bath townhome offering approximately 1,656 square feet in Simi Valley's Oaktree Community. Recent exterior improvements include HardiePlank cedar-lap siding, refreshed exterior paint, newly painted fascia and fencing, and a drought-resistant backyard. Interior highlights include LED lighting throughout, removal of the acoustic ceiling texture, and a WATTS hot-water recirculation system. A comprehensive energy retrofit has been completed, including new R-8 supply and return ductwork, attic air sealing, R-38 cellulose insulation, deep-buried attic ducts, HVAC airflow design, system balancing and commissioning, and an Ecobee smart thermostat. The existing 2018 forced-air equipment was retained. These improvements were designed to support better airflow, more consistent indoor comfort, energy efficiency, and improved indoor-air-quality potential. A termite inspection and whole-house energy audit have also been completed. Available reports and applicable documentation will be provided through the transaction disclosure process. The Oaktree Community allows rooftop solar, subject to HOA and other required approvals, offering the future owner an opportunity to explore additional utility savings.Buyer is encouraged to ask their lender to engage an appraiser experienced in evaluating energy-efficient home improvements. The completed Residential Green and Energy Efficient Addendum, energy audit, contractor documentation, and HERS test-out report will be made available for appraisal review. Appraiser selection and any determination of contributory value remain subject to lender requirements and the appraiser's independent analysis.
Location
Simi Valley, Ventura County, CA 93063
Open on Google Maps ↗Listed by: Chris Russello · Christopher Russello, Broker
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,815
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $67,990 · Loan: $611,910
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,237
- Property tax (1.25%)
- $708
- Homeowners insurance
- $300
- Mortgage insurance
- $255
- HOA dues
- $315
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Simi Valley home with as little as 3.5% down using an FHA loan — roughly $23,797 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Simi Valley, CA 93063 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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