$523,000
MLS: OC26197320
Beds
3
Baths
3
Sq Ft
1,577
Lot
0.07 ac
Year Built
2023
MLS #
OC26197320
Days on Market
57
Listed
Sep 9, 2026
Description
*ASK ABOUT SELLER RATE BUYDOWN OPTION* Newer construction. Bigger backyard. Better lifestyle. Welcome to one of North Rialto's most sought-after opportunities in River Ranch, A move-in-ready 3-bedroom, 2.5-bath detached home where modern upgrades meet everyday ease. Step into a bright, open-concept main level with upgraded laminate flooring, designer tile, recessed lighting, ceiling fans, and custom blinds. The living room, dining area, and kitchen flow together effortlessly — anchored by a standout kitchen with white cabinetry, upgraded granite countertops, a large center island, and generous pantry storage. Upstairs, retreat to a spacious primary suite with an oversized walk-in closet, plus two additional bedrooms, a full bath, and the everyday convenience of upstairs laundry. Out back, you'll find one of the larger yards in the community — room to relax, entertain, garden, or design your own outdoor escape. Smart, efficient, and future-ready: solar panels, tankless water heater, Ring doorbell, window safety film, fire-resistant eave protection, and a garage wired with two 240V outlets for EV charging. Living in River Ranch means resort-style amenities a pool, spa, recreation center, dog park, playground, scenic walking trails, and HOA-included Eero internet. Minutes from the 210 freeway, Renaissance Marketplace, shopping, dining, and commuter routes. Great price. Newer home. Upgraded throughout. This is River Ranch living — don't let it pass you by.
Location
Rialto, San Bernardino County, CA 92377
Open on Google Maps ↗Listed by: Cynthia Alvarez · Cynergy Real Estate
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,589
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $52,300 · Loan: $470,700
Average 30-yr fixed rate 7.24% as of Oct 29, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,208
- Property tax (1.25%)
- $545
- Homeowners insurance
- $300
- Mortgage insurance
- $196
- HOA dues
- $340
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 29, 2026
- 30-year fixed
- 7.24%
- 15-year fixed
- 6.60%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Rialto home with as little as 3.5% down using an FHA loan — roughly $18,305 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Rialto, CA 92377 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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