$680,000
Original list price: $688,888
MLS: CV26177078
Beds
4
Baths
3
Sq Ft
2,203
Lot
0.12 ac
Year Built
2023
MLS #
CV26177078
Days on Market
81
Listed
Aug 13, 2026
Description
LIVE, GATHER & THRIVE IN RIVER RANCH! Offered at $680,000, this beautifully maintained 2023-built residence pairs contemporary design with an inviting, versatile layout featuring four bedrooms, three bathrooms, and an upstairs loft. The open-concept main level centers on a kitchen appointed with granite countertops, streamlined cabinetry, stainless steel appliances, a cooktop, built-in double ovens, and a generous island with breakfast-bar seating. Recessed lighting and ample storage balance style with everyday practicality. The adjoining dining area, accented by a sculptural ring pendant, provides a welcoming setting for intimate meals or larger gatherings and flows seamlessly into the living room. Luxury vinyl plank flooring unifies these connected spaces, while horizontal metal staircase railings introduce a distinctive architectural detail. A downstairs bedroom and full bathroom offer convenient main-level accommodations for guests or a flexible workspace. Custom built-in shelving adds thoughtful organization to the dedicated laundry room. Upstairs, the loft occupies a corner of the home, approached through its own hallway for separation from the main gathering areas. This flexible space offers an appealing setting for a media lounge, office, or reading retreat. The primary suite features a separate walk-in closet and an en-suite bath with a dual-sink vanity, gray cabinetry, ample counter space, and an expansive mirror. A glass-enclosed shower with a rainfall-style showerhead, handheld fixture, and built-in shower seating completes the space. Two additional bedrooms and a hall bathroom round out the upper level. Outside, the spacious backyard offers a concrete area for dining and lounging, alongside room to personalize the landscape. A direct-access two-car garage includes a wall-mounted A/C unit, complemented by a spacious driveway. Within the master-planned River Ranch community, amenities include a pool, splash park, clubhouse, fire pits, and shared outdoor kitchen. Walking trails, parks, playgrounds, a dog park, and a basketball court extend the opportunities for recreation. Nearby Renaissance Marketplace offers shopping, dining, and entertainment, with convenient access to the 210, 215, and 15 freeways.
Location
Rialto, San Bernardino County, CA 92377
Open on Google Maps ↗Listed by: Mhel Mojica · Bankers Capital Realty & Investments
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,698
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $68,000 · Loan: $612,000
Average 30-yr fixed rate 7.24% as of Oct 29, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,171
- Property tax (1.25%)
- $708
- Homeowners insurance
- $300
- Mortgage insurance
- $255
- HOA dues
- $264
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 29, 2026
- 30-year fixed
- 7.24%
- 15-year fixed
- 6.60%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Rialto home with as little as 3.5% down using an FHA loan — roughly $23,800 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Rialto, CA 92377 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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