Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
PendingSingleFamilyResidence

2505 San Carlo Avenue

San Bernardino, CA, 92407

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$470,000

MLS: PW24008162

Beds

4

Baths

2

Sq Ft

1,700

Lot

0.17 ac

Year Built

1961

MLS #

PW24008162

Days on Market

28

Listed

Jan 14, 2024

Description

Nestled in a family friendly neighborhood this charming 4 bedroom, 3-bath home with a spacious family room is perfect for memorable gatherings. Embrace the opportunity to customize this home to your liking. The garage has been converted into an additional bedroom, offering flexibility. Situated on a generous lot, this property invites your creative touch and TLC. Your dream home in the making! PROPERTY SOLD-AS-IS.

Location

San Bernardino, San Bernardino County, CA 92407

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Listed by: Kason Sarisuk-Stein · Realty One Group West

Payment estimate

$3,565

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $47,000 · Loan: $423,000

%
Principal & Interest
$2,599
Property tax (1.25%)
$490
Homeowners insurance
$300
Mortgage insurance
$176
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $16,450 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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