251 Oak
Lake Arrowhead, CA, 92352
$639,000
MLS: IG26200096
Beds
4
Baths
3
Sq Ft
2,384
Lot
0.15 ac
Year Built
1979
MLS #
IG26200096
Days on Market
28
Listed
Sep 24, 2026
Description
**A RARE LAKE-RIGHTS RETREAT IN THE PALISADES — WALK TO THE LAKE!** Welcome to a truly special Lake Arrowhead opportunity where space, privacy, convenience, and the mountain lifestyle come together. Nestled in the desirable Palisades neighborhood, this spacious tri-level home offers the rare combination of LAKE RIGHTS, walkability to the lake, and a private 3-car garage—all features that make mountain living just a little more enjoyable. You'll appreciate the property's exceptional versatility. Street-level parking provides two dedicated spaces plus an additional off-street space, while a private driveway off Hwy 173 leads to the impressive attached 3-car garage. The extended driveway offers valuable additional space for an RV, boat, or recreational vehicle. Step inside and discover a thoughtfully designed home with plenty of room for family and guests. The main level offers the convenience of single-level living, featuring two comfortable bedrooms and a full bathroom, along with an upgraded kitchen, inviting living room, dining area, and a half bath. Step outside onto the deck and take in the peaceful mountain setting—a wonderful place to enjoy your morning coffee, unwind after a day at the lake, or gather with friends and family. Downstairs, 2 additional bedrooms, a full bathroom, and a massive bonus room provide an abundance of flexible living space. Imagine a private game room, creative studio, home theater, hobby space, office, or the ultimate mountain "man cave." With direct access toward the spacious garage, this level offers both flexibility and functionality. The best feature is the lifestyle this property provides. LAKE RIGHTS and within walking distance to the lake mean you'll have the opportunity to enjoy one of Lake Arrowhead's most coveted amenities right outside your door. Spend summer days on the water, explore the surrounding mountain trails, or simply escape the pace of everyday life and settle into the tranquility of the San Bernardino Mountains. Whether you're searching for a full-time mountain residence, weekend getaway, or spacious family retreat, this rare property offers room to live, entertain, store your mountain toys, and create lasting memories. Come experience the possibilities for yourself. Schedule your private showing today—this special Lake Arrowhead retreat may be the one you've been waiting for.
Location
Lake Arrowhead, San Bernardino County, CA 92352
Open on Google Maps ↗Listed by: Alma Borcuk · EXP REALTY OF CALIFORNIA INC.
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,156
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $63,900 · Loan: $575,100
Average 30-yr fixed rate 7.32% as of Oct 22, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,951
- Property tax (1.25%)
- $666
- Homeowners insurance
- $300
- Mortgage insurance
- $240
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 22, 2026
- 30-year fixed
- 7.32%
- 15-year fixed
- 6.68%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Lake Arrowhead home with as little as 3.5% down using an FHA loan — roughly $22,365 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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