$399,000
MLS: IG26139245
Beds
3
Baths
2
Sq Ft
1,277
Lot
0.17 ac
Year Built
1990
MLS #
IG26139245
Days on Market
60
Listed
Jun 25, 2026
Description
Tucked away in the charming mountain community of Sugarloaf, this home offers the perfect blend of comfort, space, and storybook charm. Set on an oversized, fully fenced lot, there’s room to relax, play, and enjoy the fresh mountain air. Step inside to an inviting open-concept floor plan with vaulted ceilings that create a bright, airy feel throughout the main living space—perfect for both cozy nights in and entertaining guests. The home features 3 spacious bedrooms and 2 bathrooms, including a dreamy primary suite complete with a soaking tub that feels straight out of a fairytale—your own private escape after a day in the mountains. Additional highlights include a newer HVAC system for year-round comfort and an attached 2-car garage, offering convenience and plenty of storage for all your mountain gear. Whether you're looking for a full-time residence, weekend retreat, or investment opportunity, this home checks all the boxes with space, charm, and functionality—all in a peaceful setting just minutes from everything Big Bear has to offer.
Location
Sugarloaf, San Bernardino County, CA 92386
Open on Google Maps ↗Listed by: SARAH BENSON · RE/MAX BIG BEAR
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,171
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $39,900 · Loan: $359,100
Average 30-yr fixed rate 6.65% as of Aug 20, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,305
- Property tax (1.25%)
- $416
- Homeowners insurance
- $300
- Mortgage insurance
- $150
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 20, 2026
- 30-year fixed
- 6.65%
- 15-year fixed
- 5.95%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Sugarloaf home with as little as 3.5% down using an FHA loan — roughly $13,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 92386 (Sugarloaf)within ±10% of this home's price and size.
$360,000
451 Maple
Big Bear, 92386
$375,000
410 Los Angeles Avenue
Sugarloaf, 92386
$379,999
509 Moreno
Sugarloaf, 92386
$390,000
581 Highland Lane
Sugarloaf, 92386
$399,900
819 Holmes Lane
Sugarloaf, 92386
$399,950
537 Vista Avenue
Sugarloaf, 92386
Local Market Stats
See Sugarloaf, CA 92386 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.
