2520 Arizona Avenue 8
Santa Monica, CA, 90404
$1,149,000
Original list price: $1,199,000
MLS: 26986399
Beds
3
Baths
3
Sq Ft
1,228
Lot
1.70 ac
Year Built
1973
MLS #
26986399
Days on Market
30
Listed
Sep 10, 2026
Description
This beautifully renovated, two-level smart home with new air conditioning in a meticulously maintained POOL community is just footsteps from top schools, parks, playgrounds, and the best of the Santa Monica lifestyle. The generously sized, open-concept living room is anchored by a wood floor and illuminated by sunlight pouring through double-paned windows and a large sliding glass door. The kitchen was redesigned to perfection, adding modern design while increasing functional cooking and storage space. The enclosed private outdoor space is ideal for entertaining, lounging, or a child's play area. Upstairs, an enormous primary bedroom with a high lofted ceiling and beautiful en suite bathroom enhances the home's luxury living experience. The two guest rooms, additional hallway and downstairs bathrooms provide all the comfort and convenience of a family home in this well-appointed condo. The resort-style pool at the center of the community makes every day a potential staycation, with plenty of surrounding lounging and entertaining space. The two parking spaces, one garage and one carport, are located very close to the unit, adding additional convenience. Just a short walking distance from Douglas Park, McKinley Elementary, Erewhon, Whole Foods, Trader Joe's, Tartine, and all of the restaurants, shopping, and nightlife available on Wilshire and Santa Monica Blvd., this home is your all-inclusive lifestyle upgrade!
Location
Santa Monica, Los Angeles County, CA 90404
Open on Google Maps ↗Listed by: Christopher Ryder · Compass
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$9,988
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $114,900 · Loan: $1,034,100
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $7,160
- Property tax (1.25%)
- $1,197
- Homeowners insurance
- $300
- Mortgage insurance
- $431
- HOA dues
- $900
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $40,215 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Santa Monica, CA 90404 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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