PendingSingleFamilyResidence

2526 Birch

San Bernardino, CA, 92410

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$545,000

MLS: IG26090186

Beds

4

Baths

2

Sq Ft

1,350

Lot

0.17 ac

Year Built

1978

MLS #

IG26090186

Days on Market

4

Listed

Apr 27, 2026

Description

This charming 4-bedroom, 2-bath home offers comfort, efficiency, and room to grow! Featuring a newer roof and energy-efficient double-pane windows, this home is designed with both style and practicality in mind. There is an updated kitchens, a tankless water heater and all bedrooms have brand new carpet. Step outside to a spacious backyard complete with a fire pit—ideal for relaxing evenings—and a playground that stays, making it perfect for families. The front yard offers endless potential to create your own custom curb appeal. Conveniently located within walking distance to the elementary school, this home combines location, upgrades, and opportunity—don’t miss out!

Location

San Bernardino, San Bernardino County, CA 92410

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Listed by: Natalie Wilson · NATALIE WILSON REAL ESTATE SERVICES

Payment estimate

$4,127

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $54,500 · Loan: $490,500

%
Principal & Interest
$3,055
Property tax (1.25%)
$568
Homeowners insurance
$300
Mortgage insurance
$204
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Today's Rates

As of May 14, 2026

30-year fixed
6.36%
15-year fixed
5.71%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $19,075 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Active and pending listings in ZIP 92410 (San Bernardino)within ±10% of this home's price and size.

Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.