$1,080,000
MLS: AR26218060
Beds
5
Baths
5
Sq Ft
3,382
Lot
0.11 ac
Year Built
2020
MLS #
AR26218060
Days on Market
8
Listed
Oct 7, 2026
Description
Welcome to 2532 E. Scarlett Lane, Ontario. Nestled in the highly desirable ShadeTree community of Ontario Ranch, this beautiful 2020-built home offers 5 bedrooms, 4.5 bathrooms, and a spacious 3-car garage with a thoughtfully designed floor plan. The main level features a bedroom with a full bathroom, plus an additional powder room—ideal for guests or multi-generational living. The spacious family room flows seamlessly into the dining area and kitchen, creating an inviting open-concept space for everyday living and entertaining. The kitchen offers ample cabinetry and a pantry for additional storage. Upstairs, you’ll find the remaining bedrooms, including the primary suite, along with a conveniently located laundry room. A large loft provides flexible living space perfect for a second family room, game area, home office, or study space. Residents of ShadeTree enjoy resort-style community amenities, including a pool, spa, playgrounds, picnic areas, dog park, recreational spaces, and beautifully maintained common areas. Conveniently located near shopping, dining, freeways, Ontario International Airport, Ontario Mills, and also close to Eastvale Gateway, Home Depot, Target, a 14-screen Movie Theater, LA Fitness, Costco, Albertson, Ralph, 99 Ranch supermarket and more... this home offers comfort, spacious, and convenience in one of Ontario Ranch’s desirable communities. Easy access to freeway 60, 15, 10 & 71, a must see to appreciate.
Location
Ontario, San Bernardino County, CA 91762
Open on Google Maps ↗Listed by: Nancy Lai · Coldwell Banker New Century
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$8,728
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $108,000 · Loan: $972,000
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $6,730
- Property tax (1.25%)
- $1,125
- Homeowners insurance
- $300
- Mortgage insurance
- $405
- HOA dues
- $168
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Ontario home with as little as 3.5% down using an FHA loan — roughly $37,800 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 91762 (Ontario)within ±10% of this home's price and size.
Local Market Stats
See Ontario, CA 91762 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.
