$549,000
MLS: 26883439
Beds
3
Baths
2
Sq Ft
1,678
Lot
0.07 ac
Year Built
1977
MLS #
26883439
Days on Market
57
Listed
Aug 27, 2026
Description
FIRST YEAR OF HOA DUES COVERED WITH SELLER CREDIT! Seller is offering a $9,600 credit toward 12 months of HOA dues, currently $800 per month. Completely renovated with more than $70,000 in upgrades, this detached 3-bedroom home offers soaring two-story ceilings, a downstairs primary suite, and move-in-ready interiors. The open living area leads to a remodeled kitchen with Namib White marble countertops, a large island, upgraded appliances, and custom cabinetry. Updated bathrooms, new laminate flooring, recessed lighting, expanded storage, and a dedicated laundry area add to the home's appeal. Outside, enjoy private patios, a covered upstairs terrace with mountain views, and six producing fruit trees. Located near Loma Linda University Health, Loma Linda University, and the VA Medical Center. HOA dues cover water, sewer, trash, roof and exterior maintenance, landscaping, and access to the community pool, spa, and greenbelts. ASSUMABLE FHA LOAN at 5.1% may be available to qualified buyers, subject to lender approval.
Location
Loma Linda, San Bernardino County, CA 92354
Open on Google Maps ↗Listed by: Darin Eppich · Robust Real Estate
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,272
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $54,900 · Loan: $494,100
Average 30-yr fixed rate 7.32% as of Oct 22, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,394
- Property tax (1.25%)
- $572
- Homeowners insurance
- $300
- Mortgage insurance
- $206
- HOA dues
- $800
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 22, 2026
- 30-year fixed
- 7.32%
- 15-year fixed
- 6.68%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Loma Linda home with as little as 3.5% down using an FHA loan — roughly $19,215 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Assumable Loan — Lock In a Below-Market Rate+
This Loma Linda property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
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Local Market Stats
See Loma Linda, CA 92354 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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