2539 S Garfield
Ontario, CA, 91761
$705,000
Original list price: $725,000
MLS: SB26208037
Beds
3
Baths
3
Sq Ft
1,803
Lot
0.16 ac
Year Built
1979
MLS #
SB26208037
Days on Market
23
Listed
Sep 24, 2026
Description
Welcome to this inviting single-level 3-bedroom, 3-bathroom home, ideally situated on a quiet cul-de-sac and designed for comfortable everyday living and effortless entertaining. The front yard features low-maintenance artificial turf and beautiful landscaping adds a special touch to the property. Inside, the thoughtfully designed floor plan offers privacy and separation between the bedrooms. The primary suite occupies its own wing off the family living area and features a spacious walk-in closet and private bathroom with granite countertops and a jetted shower. On the opposite side of the home are two additional bedrooms and two bathrooms, including an en-suite bedroom with a brand-new shower. The kitchen has been tastefully updated with tiled countertops and a coordinating backsplash and opens to a welcoming living space with its own fireplace. A second fireplace in the family room adds warmth and character. Additional features include paid solar panels, recessed lighting, ceiling fans, and plantation shutters throughout. The backyard is made for Southern California living. A sparkling pool and spa take center stage with tiled dolphin and turtle accents , surrounded by generous patio space, mature landscaping, and a covered outdoor entertaining area with a built-in BBQ setup. Whether hosting summer gatherings, dining outdoors, or simply relaxing poolside, this backyard offers a private and inviting setting to enjoy year-round. The home is ready for its next chapter and could benefit from some fresh paint and cosmetic touches, offering an opportunity to add your own personal style.
Location
Ontario, San Bernardino County, CA 91761
Open on Google Maps ↗Listed by: Nicole Acosta · Keller Williams Realty
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,692
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $70,500 · Loan: $634,500
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,393
- Property tax (1.25%)
- $734
- Homeowners insurance
- $300
- Mortgage insurance
- $264
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ontario home with as little as 3.5% down using an FHA loan — roughly $24,675 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 91761 (Ontario)within ±10% of this home's price and size.
$634,679
3930 E. BUCKNELL PASEO
Ontario, 91761
$642,918
4151 S S. WILDFLAX PASEO 146
Ontario, 91761
$646,690
4193 S S. LIMECREST PASEO 51
Ontario, 91761
$647,072
4721 South Reprise Paseo
Ontario, 91761
$648,990
4248 South Malagon Privado
Ontario, 91761
$649,116
4256 South Malagon Privado
Ontario, 91761
Local Market Stats
See Ontario, CA 91761 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.