255 Douglas Avenue
Oxnard, CA, 93030
$710,000
MLS: V1-34069
Beds
2
Baths
1
Sq Ft
1,271
Lot
0.14 ac
Year Built
1948
MLS #
V1-34069
Days on Market
47
Listed
Jan 30, 2026
Description
Welcome home to a property that blends character, comfort, and opportunity. This 2-bedroom home with a bonus room. It features a fairly modern kitchen, two inviting fireplaces, and a recently installed roof. Step outside to a large backyard with mature trees--ideal for gatherings, gardening, or future expansion. Detached garage with alley access and room for a potential ADU make this a standout property. Centrally located near parks, schools, churches, and shopping, this home checks all the boxes. New photos coming soon.
Location
Oxnard, Ventura County, CA 93030
Open on Google Maps ↗Listed by: Jorge Bernal · Century 21 Masters
Payment estimate
$5,232
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $71,000 · Loan: $639,000
- Principal & Interest
- $3,926
- Property tax (1.25%)
- $740
- Homeowners insurance
- $300
- Mortgage insurance
- $266
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $24,850 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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