307 N F Street 102
Oxnard, CA, 93030
$657,500
MLS: V1-33200
Beds
2
Baths
2
Sq Ft
1,380
Lot
—
Year Built
2023
MLS #
V1-33200
Days on Market
107
Listed
Nov 3, 2025
Description
NEW Gated community condominium PRICE REDUCED. ground level 2 bedrooms, 2 full baths located in the heart of Oxnard historical district. Kitchen features open concept with standard white cabinets and a large island with white quartz countertops as well as stainless steel appliances including range, microwave and dishwasher. Large main bedroom features bathroom with dual vanity sinks. Upgrade feature French doors exit to outdoor patio. Recessed lighting in the kitchen, bathrooms, and dining area. Upgrade plantation shutters on windows. Smartphone technology throughout the home. Dedicated laundry room. Attached garage. Outdoor amenities include barbecue area.
Location
Oxnard, Ventura County, CA 93030
Open on Google Maps ↗Listed by: Simon Ayala · Plaza Real Estate
Payment estimate
$4,867
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $65,750 · Loan: $591,750
- Principal & Interest
- $3,636
- Property tax (1.25%)
- $685
- Homeowners insurance
- $300
- Mortgage insurance
- $247
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $23,013 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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