425 W 1st Street
Oxnard, CA, 93030
$650,000
MLS: V1-34609
Beds
2
Baths
2
Sq Ft
1,203
Lot
0.16 ac
Year Built
1905
MLS #
V1-34609
Days on Market
37
Listed
Feb 11, 2026
Description
Welcome to this inviting single level home ideally located at 425 West 1st Street in the heart of Oxnard. Designed for easy living, the home features durable tile flooring throughout the common areas and bathrooms, offering both style and low maintenance convenience.The functional layout includes a full bathroom with a bathtub and comfortable living spaces filled with natural light. Step outside to enjoy a spacious back patio and fully fenced yard perfect for entertaining, relaxing, gardening, or creating your own outdoor retreat.Situated near downtown Oxnard, this home offers close proximity to local shops, restaurants, parks, and community amenities, with easy access to major roads, the beach, and Port Hueneme Naval Base. Combining single level convenience, outdoor space, and a central location, this property is a great opportunity to enjoy the Oxnard lifestyle.
Location
Oxnard, Ventura County, CA 93030
Open on Google Maps ↗Listed by: Jose Luiz Morales · eXp Realty of California Inc
Payment estimate
$4,815
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $65,000 · Loan: $585,000
- Principal & Interest
- $3,594
- Property tax (1.25%)
- $677
- Homeowners insurance
- $300
- Mortgage insurance
- $244
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $22,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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