425 W 1st Street
Oxnard, CA, 93030
$535,000
Original list price: $745,000
MLS: V1-34609
Beds
2
Baths
2
Sq Ft
1,203
Lot
0.16 ac
Year Built
1905
MLS #
V1-34609
Days on Market
227
Listed
Feb 11, 2026
Description
Welcome to this inviting single level home ideally located at 425 West 1st Street in the heart of Oxnard. Designed for easy living, the home features durable tile flooring throughout the common areas and bathrooms, offering both style and low maintenance convenience.The functional layout includes a full bathroom with a bathtub and comfortable living spaces filled with natural light. Step outside to enjoy a spacious back patio and fully fenced yard perfect for entertaining, relaxing, gardening, or creating your own outdoor retreat.Situated near downtown Oxnard, this home offers close proximity to local shops, restaurants, parks, and community amenities, with easy access to major roads, the beach, and Port Hueneme Naval Base. Combining single level convenience, outdoor space, and a central location, this property is a great opportunity to enjoy the Oxnard lifestyle.
Location
Oxnard, Ventura County, CA 93030
Open on Google Maps ↗Listed by: Jose Luiz Morales · eXp Realty of California Inc
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,392
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $53,500 · Loan: $481,500
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,334
- Property tax (1.25%)
- $557
- Homeowners insurance
- $300
- Mortgage insurance
- $201
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $18,725 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Oxnard, CA 93030 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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