$642,000
MLS: CV26237526
Beds
3
Baths
3
Sq Ft
1,972
Lot
0.09 ac
Year Built
2000
MLS #
CV26237526
Days on Market
1
Listed
Nov 4, 2026
Description
ROOM TO GROW, SPACE TO LIVE, AND A PLACE TO CALL HOME IN UPLAND! Welcome to this inviting two-story residence nestled within a gated community in the desirable city of Upland, California! Offering approximately 1,973 square feet of living space, this home presents an exciting opportunity for buyers seeking comfort, flexibility, and room to make a home their own. Featuring a spacious and functional layout, this residence offers the flexibility to accommodate today's lifestyles, whether you need space for working from home, entertaining guests, or simply enjoying the comfort of having room to grow. The two-story design provides a natural separation between living and private spaces, creating opportunities to make every area your own. Enjoy the added appeal of living in a gated community while benefiting from a convenient Upland location near shopping, dining, schools, parks, and everyday essentials. With easy access to surrounding Inland Empire communities and greater Southern California, this location offers both convenience and lifestyle appeal. Upland is known for its established neighborhoods, welcoming community atmosphere, and beautiful proximity to the San Gabriel Mountain foothills. It's an opportunity to enjoy the Southern California lifestyle while putting down roots in one of the Inland Empire's sought-after communities.
Location
Upland, San Bernardino County, CA 91786
Open on Google Maps ↗Listed by: Francis Deguzman · Fiv Realty Co
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,312
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $64,200 · Loan: $577,800
Average 30-yr fixed rate 7.24% as of Oct 29, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,938
- Property tax (1.25%)
- $669
- Homeowners insurance
- $300
- Mortgage insurance
- $241
- HOA dues
- $165
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 29, 2026
- 30-year fixed
- 7.24%
- 15-year fixed
- 6.60%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Upland home with as little as 3.5% down using an FHA loan — roughly $22,470 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Upland, CA 91786 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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