25708 Holiday Circle B
Stevenson Ranch, CA, 91381
$609,000
Original list price: $619,000
MLS: SR26133875
Beds
3
Baths
2
Sq Ft
1,521
Lot
3.95 ac
Year Built
1998
MLS #
SR26133875
Days on Market
105
Listed
Jul 9, 2026
Description
ONE OF THE BEST VALUES IN STEVENSON RANCH! This spacious 3-bedroom, 2-bath townhome offers approximately 1,521 sq. ft. of bright, open living space, an attached 2-car garage, private patio, beautiful greenbelt and pool views, and NO MELLO ROOS. The inviting living room features soaring ceilings, expansive windows, a cozy fireplace and direct access to the patio—perfect for relaxing or entertaining. The second level offers a generous dining area, bright kitchen with ample cabinetry and pantry storage, newer appliances, plus a spacious bedroom and full bath—ideal for guests, extended family or a home office. Upstairs, the primary suite features a walk-in closet, dual-sink vanity and tub/shower combination, along with another generously sized bedroom. Washer and dryer are also included. Enjoy resort-style community amenities including multiple pools, spas, playgrounds, greenbelts, picnic areas and a basketball court, with water and trash included in the HOA. EXCITING FINANCING OPPORTUNITY! Seller’s existing loan which is a VA loan... is assumable through Newrez with an approximate balance of $568,100 at a 6.124% interest rate. This may provide an attractive option for a qualified buyer, particularly given the community’s non-warrantable status. Buyer to verify all loan assumption terms and qualifications directly with Newrez. Ideally located near shopping, dining, parks, award-winning schools and convenient freeway access. A wonderful opportunity to own a spacious Stevenson Ranch home with a great floorplan, beautiful surroundings and an outstanding location.
Location
Stevenson Ranch, Los Angeles County, CA 91381
Open on Google Maps ↗Listed by: Susan Kline · RE/MAX of Santa Clarita
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,403
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $60,900 · Loan: $548,100
Average 30-yr fixed rate 7.32% as of Oct 22, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,765
- Property tax (1.25%)
- $634
- Homeowners insurance
- $300
- Mortgage insurance
- $228
- HOA dues
- $475
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 22, 2026
- 30-year fixed
- 7.32%
- 15-year fixed
- 6.68%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Stevenson Ranch home with as little as 3.5% down using an FHA loan — roughly $21,315 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Assumable Loan — Lock In a Below-Market Rate＋
This Stevenson Ranch property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
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Local Market Stats
See Valencia, CA 91381 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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