25998 Lugo
Loma Linda, CA, 92354
$709,000
Original list price: $719,000
MLS: TR26157635
Beds
4
Baths
4
Sq Ft
2,428
Lot
0.10 ac
Year Built
2005
MLS #
TR26157635
Days on Market
11
Listed
Jul 20, 2026
Description
This cozy 4 Br, 3.5 Baths plus an office is located inside The Mission Trail community, in the center of Loma Linda. Walking distance to VA Hospital, and minutes away to 10 freeway, shopping centers, Restaurants, LLU and LLU Medical Center. All 4 Bedrooms and Laundry room located on the 2nd floor. Office with full bathroom located at the main floor, could be converted into 5th bedroom. Kitchen with Granite counter tops and stainless steel appliances. New flooring at main floor. Family room with gas fireplace and direct access to the back yard. Large courtyard can be accessed from office, living room and garage. Spacious Master bedroom with private bath with Jacuzzi, adjacent to Walk in closet. Mission Trail community features beautiful parks, basket ball court and swimming pool for healthy lifestyle. Most desirable community in the area.
Location
Loma Linda, San Bernardino County, CA 92354
Open on Google Maps ↗Listed by: Sony Rasmani · Coldwell Banker Top Team
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,545
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $70,900 · Loan: $638,100
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,101
- Property tax (1.25%)
- $739
- Homeowners insurance
- $300
- Mortgage insurance
- $266
- HOA dues
- $140
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Loma Linda home with as little as 3.5% down using an FHA loan — roughly $24,815 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 92354 (Loma Linda)within ±10% of this home's price and size.
Local Market Stats
See Loma Linda, CA 92354 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.