$400,000
MLS: 26002940
Beds
4
Baths
2
Sq Ft
1,432
Lot
0.18 ac
Year Built
1990
MLS #
26002940
Days on Market
45
Listed
Apr 13, 2026
Description
Welcome to this charming single-story home located in the peaceful community of Rosamond. Situated on a spacious lot, this 4-bedroom, 2-bath residence offers 1,432 square feet of comfortable living space with an attached 2-car garage and both front and backyard areas designed for everyday enjoyment. Inside, you'll find an open-concept layout connecting the living, dining, and kitchen areas, perfect for gatherings and daily living. The kitchen features ample cabinetry, a breakfast bar with seating, and a seamless flow into the dining space. The living room is bright and inviting, complete with a cozy fireplace that adds warmth and character. The backyard is a standout feature, offering a large concrete patio area with plenty of room for outdoor seating, entertaining, or recreational use. Enjoy additional highlights including a covered outdoor bar/kitchen area, a pergola, a fire pit, and a detached storage shed creating a versatile outdoor environment with endless possibilities. The front yard provides great curb appeal with a well-maintained lawn and extended driveway space leading to the attached garage. Conveniently located with easy access to local amenities, this home offers a great blend of indoor comfort and outdoor space.
Location
Rosamond, Kern County, CA 93560
Open on Google Maps ↗Listed by: Manuel Morales · JohnHart Real Estate
Payment estimate
$3,054
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $40,000 · Loan: $360,000
- Principal & Interest
- $2,271
- Property tax (1%)
- $333
- Homeowners insurance
- $300
- Mortgage insurance
- $150
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 4, 2026
- 30-year fixed
- 6.48%
- 15-year fixed
- 5.79%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Rosamond, CA in context
Rosamond sits just over the Kern County line, a 15-minute drive north of Lancaster. It’s the Antelope Valley’s value play — meaningfully lower entry prices than Lancaster or Palmdale, plus access to Willow Springs Raceway, Rosamond Skypark, and quick commutes into the AV. Inventory is a mix of older homes, newer production tracts, and large-lot rural acreage. If you are evaluating homes in Rosamond, Mike Watson lives and works the Rosamond market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Rosamond home with as little as 3.5% down using an FHA loan — roughly $14,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing+
ZIP code 93560 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Rosamond. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See Rosamond, CA 93560 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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